14385 Caminito Lazanja, San Diego 92127

14385 Caminito Lazanja.JPG14385 Caminito Lazanja in gated Santaluz is a popular plan by Davidson Homes, built in 2004. With 2 bedrooms upstairs, the home mostly lives as a single story. A total of 4 bedrooms plus an office and a 2 car and a separate 1 car garage including built-in storage. A home lit by natural light and a center courtyard with French Doors leading into the Office/Bonus room, Dining Room and Family Room. Private with only one adjacent neighbor, quiet inside, with 2 fountains and 3 fireplaces to add to the atmosphere.

 

Square Feet: 3,878

Bedrooms: 4

Bathrooms: 3.5

Garages: 2 car / 1 car

Lot Size: Approx 9,500SF

HOA: $445, includes staffed gate entry w/ patrol; common area landscaping of 3500 acres; Cable TV/High Speed Internet; Private Streets; Trash. Seasonal events: Spring Fling; Summer Celebration; Fall Harvest; Winter Celebration.

Golf Club: Membership sold separately, call Membership Director, 858-759-3109 for additional details

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The Center Courtyard is large enough to extend the living and dining areas. Completely Tiled, with drainage installed and a drip system for plants pots on each of the corners, you truly have and extend living area. Letting in lots of natural light, and cool afternoon breezes.

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The backyard is a nice retreat with this above ground spa and fountain feature.  The planter along the fence line offers privacy and a splash of color, yet is easy to maintain.  Back burm is maintained by the HOA. Again, only one adjacent neighbor extends your privacy from inside to outside.

 

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Not too small, not too big, just right is the size of this yard. The side is just enough space for a dog run, or above ground garden and trees now have plenty of height to canopy for afternoon shade.

 

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Kitchen Breakfast nook opens to rear yard, and is coupled by a kitchen with 2 islands. 1 island is for prep, and the other for bar stools. Stainless Steal Kitchenaid appliance package plus wine cooler in the butler’s pantry.

 

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The Family room is set off a larger arch way to the kitchen. A large gas fireplace has space for a 62″ TV to be mounted above. 2 built-in niches house the components (not included) for the surround sound. French Doors open up to the center courtyard.

 

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The Master Suite is just behind an archway of the Family Room. Large enough for a Four Poster California King bed and nightstands. Alcove ideal for many uses, extra space that will go to use.

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Look at that Tub! Soak away. Look at the beaded tear drop light fixture! Pedestal sink with drawers built around! And a vanity w/ large mirror across from a window! The closet? Shut the front door, it has 2 doors. Enough said. Walk in shower, and separate water closet.

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Think you could use this space to get some work done? Or maybe a play room? Or maybe a workout room – oh there is the 1 car garage for that… Hmm… the possibilities of any business or hobby, a display of your passions and interests. The bonus room is set off of the center courtyard, one of the major highlights of this home.

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Through an internal set of French doors from the optional flex space is this formal living area, appointed with another gas fireplace. This sitting area is immediately after the foyer, offering you a place to greet your guests.

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The Dining Room opens out to center courtyard and has a Butler’s pantry with lots of cabinets and extra counter space for entertaining.

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The front bedroom suite has a bathroom with a shower / no tub. Walk in closet has pull down ladder leading to a semi-finished attic/storage space. With a view of the front courtyard and 3 tiered fountain, and no shared walls, your guests will sleep soundly and won’t bother you if they come in early or late.

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Finally, upstairs! Just 2 bedrooms, that’s all that is upstairs! This bedroom has a walk-in closet and a Juliet wrought-iron Balcony. Ideal with letting in fresh air and yet another architectural detail noted through out the property. Each room upstairs has their own walk-in closet and sink vanity, and share a Tub/Shower/Toilet.

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The nighttime view shows off the curb appeal of this property. The brick tower, wrought iron gate into the front door reception, the fountain, and casing around the windows demonstrate the superior craftsmanship in comparison to other homes at this price point.

 

If you like what you see and are curious to know more about how to buy this property, call the official listing agent, Amy E. Wright at 858-224-2562 OR email at amyewright@kw.com.

 

 

 

 

10 GREAT Reasons to Buy a Home in 2013

 

1.        Quality of life – a home provides stability and security for you and your loved ones, and membership within a community of neighbors.

2. Pride of home ownership – a home is a personal haven, a place that you can decorate, shape, and share over time because it’s yours.

3. Excellent affordability – lower home prices combined with low interest rates means there are tremendous opportunities for buyers.

4. Historically low interest rates – around 4 percent in the U.S. gives better purchasing power to those who qualify.

5. Appreciation potential – your home investment can grow in value.

6. Equity buildup and debt pay down – homeowners enjoy an average net worth of approximately $184,000 vs. $4,000 for renters.

7. Leverage – where else can you buy an investment of this magnitude with 5-10 percent down?

8. Tax deduction advantages – property tax and mortgage interest write-offs (in Canada, home owners gain a tax benefit upon selling).

9. Tax exemption – up to $500,000 per married couple or $250,000 per person on sale of a primary residence in the United States (no tax upon sale in Canada).

 

August – 2012 – Real Estate Trends

AUGUST – 2012 Newsletter Housing Trends eNewsletter


Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.



Please click here to view the AUGUST – 2012 Newsletter Housing Trends eNewsletter.

If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

Here are 10 facts the IRS wants you to know about Mortgage Debt Forgiveness

Mortgage Forgiveness Debt Relief Act Expires in 2012

  • No closing cost
  • No commission
  • No property taxes
  • No Insurance

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Here are 10 facts the IRS wants you to know about Mortgage Debt Forgiveness

San Diego has seen it’s share of short sales since 2007. If you purchased your home between 2001 and 2008 you are most likely upside down in your mortgage. The Mortgage Debt Relief Act of 2007 has provided an opportunity for many to get out from under the house debt which far exceeds the market value. WWW.DREAMHOMESMATCHMAKER.COM has helped many homeowners get out of sticky situations through a short sale. This is not recommended to everyone, and you should consult a tax attorney/accountant to review your specific situation.

1. Normally, debt forgiveness results in taxable income. However, under the Mortgage Forgiveness Debt Relief Act of 2007, you may be able to exclude up to $2 million of debt forgiven on your principal residence.

2. The limit is $1 million for a married person filing a separate return.

3. You may exclude debt reduced through mortgage restructuring, as well as mortgage debt forgiven in a foreclosure.

4. To qualify, the debt must have been used to buy, build or substantially improve your principal residence and be secured by that residence.

5. Refinanced debt proceeds used for the purpose of substantially improving your principal residence also qualify for the exclusion.

6. Proceeds of refinanced debt used for other purposes – for example, to pay off credit card debt – do not qualify for the exclusion.

7. If you qualify, claim the special exclusion by filling out Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, and attach it to your federal income tax return for the tax year in which the qualified debt was forgiven.

8. Debt forgiven on second homes, rental property, business property, credit cards or car loans do not qualify for the tax relief provision. In some cases, however, other tax relief provisions – such as insolvency – may be applicable. IRS Form 982 provides more details about these provisions.

9. If your debt is reduced or eliminated you normally will receive a year-end statement, Form 1099-C, Cancellation of Debt, from your lender. By law, this form must show the amount of debt forgiven and the fair market value of any property foreclosed.

10. Examine the Form 1099-C carefully. Notify the lender immediately if any of the information shown is incorrect. You should pay particular attention to the amount of debt forgiven in Box 2 as well as the value listed for your home in Box 7.

For more information about the Mortgage Forgiveness Debt Relief Act of 2007, visit http://www.irs.gov. A good resource is IRS Publication 4681, Canceled Debts, Foreclosures, Repossessions and Abandonments.

You can also use the Interactive Tax Assistant available on the IRS website to determine if the cancellation of debt is taxable. The ITA tool is a tax law resource that takes you through a series of questions and provides you with responses to tax law questions